{"id":427,"date":"2020-10-27T18:11:59","date_gmt":"2020-10-27T10:11:59","guid":{"rendered":"https:\/\/eelit.sg\/ea\/?page_id=427"},"modified":"2024-12-21T18:57:29","modified_gmt":"2024-12-21T10:57:29","slug":"insurance-and-medical","status":"publish","type":"page","link":"https:\/\/eelit.sg\/ea\/services\/insurance-and-medical\/","title":{"rendered":"Insurance and Medical"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Need Help with Insurance &#038; Medical Checkup?&#8221; subhead=&#8221;For peace of mind, contact us and we&#8217;ll advise and handle the purchase for you. Insurance claim is also a breeze. &#8221; text_orientation=&#8221;center&#8221; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; title_font_size=&#8221;50px&#8221; background_enable_color=&#8221;off&#8221; background_image=&#8221;https:\/\/eelit.sg\/ea\/wp-content\/uploads\/2020\/12\/cover-insurance.jpg&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#e02b20&#8243; header_font_size=&#8221;36px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span style=\"color: #333300;\"><strong>HELPER&#8217;S INSURANCE AND\u00a0MEDICAL CHECKUP<\/strong><\/span><\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.10.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #ff0000;\">Under the Employment of Foreign Manpower (Work Passes) Regulations, employers are responsible for the costs of providing medical treatment (both inpatient and outpatient) for their Migrant Domestic Workers (MDWs), regardless of whether the conditions are work-related.<\/span><\/p>\n<p><span style=\"font-size: 14px;\"><strong><span style=\"color: #ff0000;\">Insurance. <\/span><\/strong>The <strong>personal accident insurance<\/strong> purchased for your helper must meet all of these requirements:<\/span><\/p>\n<div id=\"u1751\" class=\"ax_default ls-14\">\n<div id=\"u1751_text\" class=\"text \">\n<ul>\n<li>Have a sum assured of\u00a0<strong>at least $60,000 per year<\/strong>.<\/li>\n<li>Cover sudden, unforeseen and unexpected incidents resulting in permanent disability or death.<\/li>\n<li>Not contain extra exclusion clauses that are not in the\u00a0<a rel=\"noopener noreferrer\" href=\"https:\/\/sso.agc.gov.sg\/SL\/EFMA1990-S569-2012\" class=\"link--external\" target=\"_blank\">Employment of Foreign Manpower Regulations<\/a>.<\/li>\n<\/ul>\n<p><strong><span style=\"color: #ff0000;\">Medical Examination.<\/span> <\/strong>You must send your helper for a medical examination by a Singapore-registered doctor<span>\u00a0<\/span><strong>within 2 weeks<\/strong>\u00a0from her arrival in Singapore. Make sure she brings along the<span>\u00a0<\/span><a href=\"https:\/\/www.mom.gov.sg\/-\/media\/mom\/documents\/services-forms\/passes\/medical_form.pdf\" class=\"link-pdf\">medical examination form<\/a>\u00a0for the tests.<\/p>\n<p>You can only get her Work Permit issued if she passes the medical examination. Otherwise, she will have to be sent home. <span style=\"font-size: 14px;\">The medical examination screens the helper for 4 types of infectious diseases (tuberculosis, HIV, syphilis and malaria) and checks if she is fit to work. You can send her for more tests if you have specific concerns about her health.<\/span><\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijg0MiJ9fQ==@&#8221; button_text=&#8221;I&#8217;d like to buy\/renew my MDW insurance&#8221; _builder_version=&#8221;4.10.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#e02b20&#8243; header_text_color=&#8221;#e02b20&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><span style=\"color: #ff0000;\"><strong>How Much Do\u00a0Maid Insurance Premiums Cost?<\/strong><\/span><\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.5.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.6em&#8221; background_color=&#8221;#d6d6d6&#8243; custom_padding=&#8221;12px|8px|9px|10px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #333300;\">Work permit contracts are either for 12-month or 24-month, and there is a MOM requirement for all insurance and bonds to have an additional two months of coverage, hence maid insurance policies have a coverage period of either\u00a0<strong style=\"font-size: 14px;\">14 or 26 months.<\/strong><\/span><\/p>\n<p><span style=\"color: #333300;\">Based on current premiums in Singapore, you can expect to pay $367.20 for a 14-month insurance term policy, and $550.80 for a 26-month insurance term policy depending on which Coverage Plan you opt for.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.10.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Implementation of Enhanced Medical Insurance for Foreign Employees to Better Support Employers.\u00a0 \u00a0<span style=\"color: #ff0000;\">&gt;&gt; <a href=\"https:\/\/www.mom.gov.sg\/newsroom\/press-releases\/2023\/0331-implementation-of-enhanced-medical-insurance-for-foreign-employees-to-better-support-employers\" target=\"_blank\" rel=\"noopener\" title=\"Implementation of Enhanced Medical Insurance for Foreign Employees to Better Support Employers\">READ MORE<\/a><\/span><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>HELPER&#8217;S INSURANCE AND\u00a0MEDICAL CHECKUPUnder the Employment of Foreign Manpower (Work Passes) Regulations, employers are responsible for the costs of providing medical treatment (both inpatient and outpatient) for their Migrant Domestic Workers (MDWs), regardless of whether the conditions are work-related. Insurance. The personal accident insurance purchased for your helper must meet all of these requirements: Have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":19,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-427","page","type-page","status-publish","hentry"],"aioseo_notices":[],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/pages\/427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/comments?post=427"}],"version-history":[{"count":16,"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/pages\/427\/revisions"}],"predecessor-version":[{"id":2891,"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/pages\/427\/revisions\/2891"}],"up":[{"embeddable":true,"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/pages\/19"}],"wp:attachment":[{"href":"https:\/\/eelit.sg\/ea\/wp-json\/wp\/v2\/media?parent=427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}